Terms & Conditions
By participating in and submitting this survey, you acknowledge that the information provided constitutes your personal data under the Personal Data Protection Act 2012 (PDPA).
By providing your personal data, you consent to Grats Pte. Ltd. and HerSecureConnect, together with their authorized business partners, affiliates, associates, and financial representatives, collecting, using, and disclosing your personal data to contact you via phone call, SMS, and/or email for purposes including financial planning sharing, marketing, advertising, telemarketing, and promotional activities, even if your telephone number is registered on the National Do Not Call Registry.
All collection, use, and disclosure of personal data will be carried out in accordance with these Terms & Conditions and applicable data protection laws.
Eligibility & Redemption
- Limited to one (1) redemption per eligible participant.
- Pregnant respondents: Delivery must take place in Singapore. Limited to one (1) redemption per pregnancy.
- Non-pregnant respondents: Must have at least one child aged 0–2 years at the time of participation.
- Eligibility: Open to Singapore Citizens, Permanent Residents (PRs), and foreigners aged 21 years and above, holding a valid Singapore pass and having resided in Singapore for at least two (2) years.
- Financial Review Requirement: Participants must fulfill all eligibility criteria and complete a complimentary financial review session with our financial representative to receive the free gift.
- Ineligibility: Participants or their spouses who are financial consultants are not eligible.
- All promotions and free gifts are subject to eligibility, availability, and verification.
- We reserve the right to approve, refuse, or reject any submission at our sole discretion.
- Grats Pte. Ltd. reserves the right to replace or substitute any gift or item of similar value without prior notice.
- Incomplete, inaccurate, misleading, or fraudulent submissions will not be processed or fulfilled.
- We reserve the right to amend these Terms & Conditions without prior notice.
Consent Clause
HerSecureConnect belongs to Grats Pte Ltd. Grats Pte Ltd is an introducer, carrying out introducing activities for Prudential Assurance Company Singapore (Pte) Limited (“Prudential”) and Prudential Financial Advisers Singapore Pte Ltd ("PFA”).
Grats Pte Ltd is not allowed to give advice or provide recommendations on any investment product, market any collective investment scheme or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Grats Pte Ltd receives a fee for carrying out introducing activities and will disclose the fee, if requested by you. You may contact Grats Pte Ltd on how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.
Prudential Assurance Company Singapore (Pte) Limited (or “Prudential”) is a life insurance company that provides life and health insurance. You may refer to www.prudential.com.sg for the list of Prudential products and services. Product(s) and/ or service(s) mentioned which are not listed in the Prudential website are not offered by Prudential. By signing up, you also confirm that you have read, understood and given your consent for Prudential, its related corporations (which would include PFA), respective representatives, agents, third party service providers, contractors and/or appointed distribution/business partners (collectively referred to as “Prudential and its authorised representatives”) to collect, use, disclose and/or process your personal data for the purpose of contacting you about products and services distributed, marketed and/or introduced by Prudential and its authorised representatives through marketing activities via all channels including but not limited to SMS, Social Media, In-app Push Notification, Phone Call etc and perusing your contact details which Prudential and its authorised representatives has in its records from time to time and in accordance to the Prudential Data Privacy Notice, which is available at https://www.prudential.com.sg/Privacy-Notice. You hereby expressly understand and agree that your given consent(s) herein do not supersede or replace any other consents and/or previous consents which you may have previously given to Prudential and its authorised representatives in respect of your personal data and is without prejudice to any legal rights available to Prudential and its authorised representatives to collect, use or disclose your personal data. You understand that you can refer to Prudential Data Privacy, which is available at https://www.prudential.com.sg/Privacy-Notice for more information.